Shiyang Song

Do you agree or disagree with students should take out student loans to avoid working while studying?

I think that students should take out student loans to avoid working while studying because student loans are good things for students. You will feel happier with the loans in the college, and it’s good for your future.

First, you will be independence if you take out student loans. You don’t need to get money from your parents, so, you will become a real adult. So you will know the life of adults. You will learn how to make a life in the world of adults. You need to think about how much money you have. You will need to have a plan on what you are able to spend. You will know how hard life is and you will not waste money if you don’t earn enough money. You will know how strenuous it has been for your parents to bring you up. You will grow up more quickly.

You will have more time to study. You won’t need to work for money, so you could do something which is more significant to get some important experiences. It will help you to work well in the future. For example, you could join a club. Then, you would know more things, and you could possibly get a chance to meet and make friends. You would also study harder if you have the student loans, because you will have a big loan to pay in the future, so, you will need to study more  than other students under this pressure.

If you don’t take out a loan, you don’t have enough money or you need to get money from your parents. I think it’s bad to get money from parents when you are over 18 years old. So you need to find a job. I don’t think you can find a good job in a short time. But, a bad job might cause you to not work as hard on finish your college work to be able to get a better job. So, the best way is to take out student loans.

For these reasons, I think students should take out student loans to avoid working while studying.